Citizens State Bank continues to be a Strong, Safe, and Secure community oriented financial institution.

My Community, My Bank

Click here to find out more about how community banks support and contribute to the fabric of America! In thousands of cities, towns and rural areas across the nation, we help consumers achieve their dreams – from starting a small business - to financing a home - to paying for a wedding - or sending kids to college. We are extra careful with our resources because we care deeply about our customers. After all, they are our neighbors, family and friends.

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Move Your Money: Make your move from Wall Street to Main Street!

"Too-big-to-fail banks are profiting from bailout dollars and government guarantees, and growing bigger." What can we as individuals do to help create a better financial system? To find out, just click on the link below:

www.moveyourmoney.info

JP Morgan/Chase, Citi, Wells Fargo, and Bank of America may be "too big to fail" -- but they are not too big to feel the impact of hundreds of thousands of people taking action to change a broken financial and political system. Let them gamble with their own money, not yours. Let's turn big banks into smaller banks. We'll all be better off -- and safer -- as a result.

Welcome to Citizens State Bank, Waverly and Montrose

Our mission is to provide quality, trusted community banking every day, with personal service second to none. CSB has been serving our community for over 100 years and through three generations! We offer both traditional and innovative products and services coupled with exceptional customer service. Our friendly, knowledgeable employees are dedicated to working with you to find the best fit to achieve your financial goals, offering competitive rates on loans and CD’s along with checking and savings account options suited to your needs.

CSB NEWS & EVENTS:

Go Twins!

The CSB Twins bus for the game against K.C. on Wednesday Sept. 8th is sold out.

Watch here for future Wright Time Club events.

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CSB sponsored the Orphans game against Rockford on Friday July 16th. It was a perfect evening for baseball. All who attended thoroughly enjoyed the Prizes, Refreshments, Drawings, Entertainment, Fun and of course a WIN by the Orphans!

Below: Long time fan Ardis Kottke throws out the 1st Pitch, Carolyn Wackler wins a set of Twins tickets, Sean Groos and Patti Lehner cross home plate in the uniform contest, and the crowd swarms for another launched prize!

A checking account where you can

earn up to 3.30% APY*!

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*On July 21st, 2010 the FDIC permanently extended insurance coverage of $250,000 per depositor*